Whole life insurance has basic death protection functions and is a common asset inheritance and tax saving tool. Its policy value will steadily accumulate over time and can be converted into regular annuity payments in retirement, serving as a stable source of cash flow.
Alternatively, you can apply for a policy loan and flexibly use it to meet temporary funding needs in retirement. This is a tool that balances protection and asset flexibility.
# Retirement Financial Management Q&A 100 Questions
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# I am an asset risk controller
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